This article originally appeared as Motor Vehicle Accident FAQs, as part of PK Simpson’s information on Motor Vehicle Accidents. Visit PK Simpson for more compensation information.Who pays for the damages??Motor Accident Compensation is generally paid by an insurance company or similar agency who manage these types of claims. These companies often employ their own lawyers who decide whether they should; accept the claim, the strategy for managing the claim and the amount of compensation that will be paid.

It is crucial that you get advice from your own lawyer to ensure that you know of all the benefits and lump sum compensation payments that are available to you.Is there a time limit?There are time limits, under Australian law, which apply to motor vehicle accident compensation claims. You must report your accident to the police within 24 hours of it occurring. If you do not, you will be required in court to prove that you had sufficient reason to not report the accident.

The police will give you an event number, which acts as a record of the incident.The accident notification form which is provided by the Motor Accident Authority must be lodged with the insurer of the vehicle that caused the accident within 6 months from the date of the accident. The vehicle’s insurer can refuse the form if it is lodged more than 6 months after the accident.No compensation claim can be accepted if it is lodged later than 3 years after the date of the accident under law.What should I expect from insurance companies?When you make a claim from an insurance company for a motor vehicle accident there are a few things that they may ask of you. They might ask for accident details (location, injuries sustained, medical treatments received and rehabilitation sought), details on your past medical history, details of any previous personal injury claims and employment information such as wages and employment benefits (which is used to calculate your economic loss).

The insurance company has the right to request a medical examination from their nominated doctors. It is considered compulsory that you attend to remain eligible for compensation.

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